:root{--red:#CC0202;--ink:#262626;--muted:#5c5a56;--bg:#FAF8F4;--line:#e4dfd6}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font:18px/1.7 "Source Sans 3",system-ui,sans-serif}
h1,h2,h3,.brand{font-family:"Cormorant Garamond",Georgia,serif;font-weight:500;color:var(--ink)}
a{color:var(--ink)}a:hover{color:var(--red)}
.wrap{max-width:960px;margin:0 auto;padding:0 24px}
header{border-bottom:1px solid var(--line);position:sticky;top:0;background:rgba(250,248,244,.96);z-index:5}
header .wrap{display:flex;align-items:center;justify-content:space-between;height:72px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;font-size:22px;letter-spacing:.2em}
.brand img{height:50px;width:auto;display:block}
nav a{margin-left:22px;text-decoration:none;font-size:15px;color:var(--muted)}
.hero{padding:110px 0 90px}
.eyebrow{text-transform:uppercase;letter-spacing:.18em;font-size:13px;color:var(--red);margin:0 0 18px}
.hero h1{font-size:56px;line-height:1.12;margin:0 0 24px;max-width:780px}
.hero p{font-size:20px;color:var(--muted);max-width:640px}
.btn{display:inline-block;margin-top:18px;padding:12px 26px;border:1px solid var(--ink);text-decoration:none;font-size:15px;letter-spacing:.08em;text-transform:uppercase}
.btn:hover{border-color:var(--red);color:var(--red)}
section{padding:80px 0;border-top:1px solid var(--line)}
h2{font-size:38px;margin:0 0 28px}
h3{font-size:24px;margin:0 0 8px}
h4{font-family:"Cormorant Garamond",Georgia,serif;font-weight:600;font-size:21px;margin:0 0 6px}
h3.group{font-size:28px;margin:8px 0 24px}#help .grid{margin-bottom:56px}#help p{font-size:16px}.lead{color:var(--muted);max-width:720px}
.grid.about{grid-template-columns:220px 1fr 1fr}.headshot{width:100%;height:auto;display:block;filter:grayscale(15%)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:36px}
.grid.two{grid-template-columns:repeat(2,1fr)}
.rule{width:36px;height:1px;background:var(--red);margin-bottom:16px}
.grid p,ul{color:var(--muted)}
ul.creds{list-style:none;padding:0}ul.creds li{padding:12px 0;border-bottom:1px solid var(--line)}
.contact p{max-width:600px}
footer{padding:36px 0;border-top:1px solid var(--line);font-size:14px;color:var(--muted)}
@media(max-width:960px){nav a{margin-left:14px;font-size:14px}.grid.about{grid-template-columns:200px 1fr}.grid.about .creds{grid-column:1/-1}}
@media(max-width:760px){nav{display:none}.hero{padding:64px 0 56px}.hero h1{font-size:38px}h2{font-size:30px}.grid,.grid.two,.grid.about{grid-template-columns:1fr;gap:24px}.headshot{max-width:240px}section{padding:56px 0}body{font-size:17px}}

.mandatory{font-size:12px;color:var(--muted);font-weight:400;line-height:1.5;margin:0 0 6px}.small{font-size:13px;margin:0 0 12px}.note{font-size:15px;font-style:italic}
/* ---- motion & new layout ---- */
html{scroll-padding-top:80px}
header{transition:box-shadow .3s ease}
header .wrap{transition:height .3s ease}
.brand img{transition:height .3s ease}
header.shrink .wrap{height:56px}header.shrink .brand img{height:38px}
header.shrink{box-shadow:0 1px 12px rgba(0,0,0,.06)}
.hero{position:relative;overflow:hidden;background:linear-gradient(120deg,#FAF8F4 0%,#F3EEE6 45%,#FAF8F4 70%,#F6F1EA 100%);background-size:300% 300%;animation:drift 22s ease-in-out infinite alternate}
.hero .wrap{position:relative;z-index:1}
.hero-title span{display:block;color:var(--ink)}
@keyframes drift{0%{background-position:0% 50%}100%{background-position:100% 50%}}
.js .reveal{opacity:0;transform:translateY(22px);transition:opacity .8s ease,transform .8s cubic-bezier(.2,.7,.2,1)}
.js .reveal.in{opacity:1;transform:none}
/* timeline */
.timeline{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:32px;position:relative}
.timeline:before{content:"";position:absolute;top:22px;left:0;right:0;height:1px;background:var(--line)}
.step{position:relative;padding-top:0}
.num{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;border:1px solid var(--red);border-radius:50%;background:var(--bg);color:var(--red);font-family:"Cormorant Garamond",Georgia,serif;font-size:19px;margin-bottom:18px;position:relative;transition:background .4s,color .4s}
.step.in .num{background:var(--red);color:#fff;transition-delay:inherit}
.step p{color:var(--muted);font-size:16px}
/* help */
.help-groups{display:grid;grid-template-columns:1fr;gap:48px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.cards.two{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);padding:22px 22px 18px;transition:transform .35s ease,box-shadow .35s ease,border-color .35s}
.card:hover{transform:translateY(-4px);box-shadow:0 12px 28px rgba(38,38,38,.08);border-color:#d9d1c4}
.card p{color:var(--muted);font-size:16px;margin:0}
.group-block .note,.note{font-size:15px;color:var(--muted);font-style:italic;margin-top:18px}
.small-note{max-width:760px;margin-top:36px}
/* logos */
.logo-strip{list-style:none;padding:28px 0 0;margin:40px 0 0;border-top:1px solid var(--line);display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:24px 26px}
.logo-strip li{display:flex;align-items:center;height:44px}
.logo-strip img{max-height:34px;max-width:130px;width:auto;filter:grayscale(1);opacity:.65;transition:filter .4s,opacity .4s}
.logo-strip li:hover img{filter:none;opacity:1}
.logo-strip .brx{background:#262626;padding:6px 10px;height:auto}
.logo-strip .brx img{max-height:30px}
.wordmark{font-weight:600;letter-spacing:.08em;color:#8a8783;transition:color .4s;font-size:22px}
.wordmark.rbc{font-family:Georgia,serif;letter-spacing:.04em}.wordmark.chats{font-family:"Source Sans 3",sans-serif;letter-spacing:.18em;font-size:18px}
.logo-strip li:hover .wordmark.rbc{color:#005DAA}.logo-strip li:hover .wordmark.chats{color:#262626}
@media(max-width:960px){.timeline{grid-template-columns:repeat(2,1fr)}.timeline:before{display:none}.help-groups{grid-template-columns:1fr}}
@media(max-width:760px){.timeline{grid-template-columns:1fr;gap:8px;padding-left:0}.step{padding-left:64px;min-height:80px}.num{position:absolute;left:0;top:0}.cards{grid-template-columns:1fr}.logo-strip{justify-content:center}}
.logo-strip img.chats-logo{max-height:46px;max-width:120px}
.logo-strip img[alt="RBC"]{max-height:48px}
.logo-strip img.wide{max-height:44px;max-width:220px}